/*
Theme Name: N&K Finanzen
Theme URI: https://www.nk-finanzen.com
Author: N&K Finanzen
Description: Onepage-Theme fuer N&K Finanzen. Immobilien- und Baufinanzierung. Helles Layout, Navy-Akzent, Scroll-Choreografie, erweiterter Finanzierungsrechner mit Nebenkosten je Bundesland, Zinsbindung und Sondertilgung in Euro und Prozent.
Version: 3.1.0
Requires at least: 6.0
Requires PHP: 7.4
License: Proprietaer
Text Domain: nkfinanzen
*/

:root{
  --bg:#FFFFFF; --bg2:#F8F9FB; --bg3:#F1F3F7; --surf2:#FAFBFD;
  --ink:#141A24; --mut:#49525F; --dim:#5E6875;
  --navy:#22467F; --navy-lt:#3765A8; --navy-dk:#1A365F; --navy-soft:rgba(34,70,127,.08);
  --line:rgba(20,26,36,.11); --line2:rgba(20,26,36,.20);
  --sh-sm:0 1px 2px rgba(20,26,36,.05), 0 4px 12px -6px rgba(20,26,36,.11);
  --sh:0 2px 6px rgba(20,26,36,.05), 0 18px 44px -22px rgba(20,26,36,.22);
  --sh-lg:0 4px 10px rgba(20,26,36,.06), 0 34px 80px -30px rgba(20,26,36,.30);
  --r:16px; --r-lg:24px; --wrap:1240px;
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif;
  --f:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:120px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f);font-size:17.5px;line-height:1.66;font-weight:450;letter-spacing:-.008em;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body.nav-open{overflow:hidden}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{margin:0;font-weight:600;line-height:1.1;letter-spacing:-.025em;color:var(--ink)}
p{margin:0}
strong,b{font-weight:650}
::selection{background:var(--navy);color:#fff}
:focus-visible{outline:2px solid var(--navy);outline-offset:3px;border-radius:6px}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 28px}
.sec{position:relative;padding:clamp(84px,10vw,150px) 0}
.sec--tint{background:var(--bg2)}
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--navy);color:#fff;padding:14px 22px;border-radius:0 0 8px 0}
.skip:focus{left:0}

.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;font-weight:650;letter-spacing:.18em;text-transform:uppercase;color:var(--navy);margin-bottom:20px}
.eyebrow::before{content:"";width:24px;height:2px;background:var(--navy);opacity:.85}
.h1{font-family:var(--serif);font-size:clamp(46px,7.6vw,94px);font-weight:600;line-height:1.02;letter-spacing:-.03em}
.h2{font-family:var(--serif);font-size:clamp(34px,4.8vw,58px);font-weight:600;line-height:1.08;letter-spacing:-.02em}
.h3{font-size:clamp(19px,1.8vw,22px);font-weight:650;letter-spacing:-.02em}
.lead{font-size:clamp(17.5px,1.5vw,21px);line-height:1.63;color:var(--mut);font-weight:450}
.em{color:var(--navy);font-style:italic}
.mut{color:var(--mut)}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;height:54px;padding:0 32px;border-radius:6px;border:1px solid transparent;font:inherit;font-size:16.5px;font-weight:600;cursor:pointer;background:var(--ink);color:#fff;position:relative;overflow:hidden;transition:transform .4s cubic-bezier(.22,.8,.24,1),box-shadow .4s,background .3s,color .3s,border-color .3s}
.btn svg{transition:transform .4s cubic-bezier(.22,.8,.24,1);position:relative;z-index:1}
.btn span{position:relative;z-index:1}
.btn::after{content:"";position:absolute;inset:0;transform:translateX(-110%) skewX(-18deg);background:linear-gradient(90deg,transparent,rgba(255,255,255,.32),transparent);transition:transform .75s cubic-bezier(.22,.8,.24,1)}
.btn:hover::after{transform:translateX(110%) skewX(-18deg)}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 34px -12px rgba(20,26,36,.42)}
.btn:hover svg{transform:translateX(4px)}
.btn:active{transform:translateY(0)}
.btn--acc{background:var(--navy);color:#fff}
.btn--acc:hover{background:var(--navy-dk);box-shadow:0 16px 38px -12px rgba(34,70,127,.55)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line2)}
.btn--ghost:hover{background:var(--ink);border-color:var(--ink);color:#fff}
.btn--light{background:#fff;color:var(--navy)}
.btn--light:hover{box-shadow:0 16px 40px -12px rgba(0,0,0,.4)}
.btn--onimg{background:rgba(255,255,255,.16);color:#fff;border-color:rgba(255,255,255,.55);backdrop-filter:blur(10px)}
.btn--onimg:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn--sm{height:52px;padding:0 26px;font-size:16px}
.btn[disabled]{opacity:.6;cursor:default;transform:none}
.lnk{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-size:16.5px;font-weight:600;transition:gap .35s}
.lnk:hover{gap:14px}

.prog{position:fixed;top:0;left:0;height:2px;width:100%;transform:scaleX(0);transform-origin:0 50%;background:linear-gradient(90deg,var(--navy),var(--navy-lt));z-index:120}
.hdr{position:fixed;inset:0 0 auto;z-index:110;transition:background .45s,box-shadow .45s,border-color .45s,transform .5s cubic-bezier(.22,.8,.24,1);border-bottom:1px solid transparent}
.hdr.stuck{background:rgba(255,255,255,.9);backdrop-filter:blur(20px) saturate(180%);border-bottom-color:var(--line);box-shadow:0 1px 20px -8px rgba(20,26,36,.18)}
.hdr.hide{transform:translateY(-100%)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:112px;gap:20px}
.brand{display:flex;align-items:center;gap:17px;color:var(--navy);transition:opacity .3s}
.brand:hover{opacity:.82}
.brand-mark{width:70px;height:70px;flex:none;display:block;color:var(--navy)}
.brand-mark svg{width:100%;height:100%;display:block}
.brand-tx{display:flex;flex-direction:column;line-height:1}
.brand-tx b{font-family:var(--serif);font-size:42px;font-weight:600;letter-spacing:-.015em;color:var(--navy)}
.brand-tx small{font-size:11.5px;font-weight:650;letter-spacing:.19em;color:var(--dim);text-transform:uppercase;margin-top:7px;white-space:nowrap}
.nav{display:flex;align-items:center;gap:2px}
.nav a{position:relative;padding:11px 16px;border-radius:6px;font-size:18px;font-weight:600;color:var(--ink);transition:color .3s,background .3s}
.nav a::after{content:"";position:absolute;left:16px;right:16px;bottom:3px;height:2px;background:var(--navy);transform:scaleX(0);transform-origin:0 50%;transition:transform .35s cubic-bezier(.22,.8,.24,1)}
.nav a:hover{color:var(--navy)}
.nav a:hover::after,.nav a.on::after{transform:scaleX(1)}
.nav a.on{color:var(--navy);font-weight:700}
.nav ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:2px}
.hdr-cta{display:flex;align-items:center;gap:12px}
.burger{display:none;width:52px;height:52px;border:1px solid var(--line2);border-radius:8px;background:none;cursor:pointer;padding:0;place-items:center}
.burger i{display:block;width:21px;height:2px;background:var(--ink);margin:4.5px auto;transition:.4s cubic-bezier(.22,.8,.24,1)}
.burger.x i:nth-child(1){transform:translateY(6.5px) rotate(45deg)}
.burger.x i:nth-child(2){opacity:0}
.burger.x i:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}

.hero{position:relative;min-height:min(94svh,880px);display:flex;align-items:flex-end;overflow:hidden;padding:210px 0 96px;background:var(--bg3)}
.hero-bg{position:absolute;inset:-10% 0 -10%;z-index:0;will-change:transform}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:50% 45%}
.hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,16,28,.50) 0%,rgba(10,16,28,.20) 26%,rgba(10,16,28,.36) 56%,rgba(10,16,28,.78) 100%),radial-gradient(90% 70% at 12% 88%,rgba(10,16,28,.66),transparent 62%)}
.hero-in{position:relative;z-index:2;max-width:880px}
.hero .eyebrow{color:#fff}
.hero .eyebrow::before{background:#fff}
.hero .h1{color:#fff;margin-bottom:24px;text-shadow:0 2px 34px rgba(0,0,0,.38)}
.hero .h1 .em{color:#D3E1F5}
.hero .lead{color:rgba(255,255,255,.94);max-width:560px;text-shadow:0 1px 18px rgba(0,0,0,.44);font-weight:500}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:38px}
.scrollhint{position:absolute;left:50%;bottom:26px;transform:translateX(-50%);z-index:3;display:flex;flex-direction:column;align-items:center;gap:9px;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:rgba(255,255,255,.8);font-weight:600}
.scrollhint i{display:block;width:1px;height:40px;background:linear-gradient(180deg,transparent,rgba(255,255,255,.9));animation:sh 2.4s ease-in-out infinite}
@keyframes sh{0%,100%{opacity:.2;transform:scaleY(.55)}50%{opacity:1;transform:scaleY(1)}}

.kpis{border-bottom:1px solid var(--line);background:#fff}
.kpis .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding:0}
.kpi{text-align:center;padding:42px 24px;position:relative}
.kpi+.kpi::before{content:"";position:absolute;left:0;top:30%;height:40%;width:1px;background:var(--line)}
.kpi b{display:block;font-family:var(--serif);font-size:clamp(36px,4.2vw,48px);font-weight:600;color:var(--navy);line-height:1;letter-spacing:-.01em;margin-bottom:12px;font-variant-numeric:tabular-nums}
.kpi span{display:block;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--dim);font-weight:600}

.strip{border-bottom:1px solid var(--line);background:var(--bg2);overflow:hidden;padding:22px 0;position:relative}
.strip::before,.strip::after{content:"";position:absolute;top:0;bottom:0;width:90px;z-index:2;pointer-events:none}
.strip::before{left:0;background:linear-gradient(90deg,var(--bg2),transparent)}
.strip::after{right:0;background:linear-gradient(270deg,var(--bg2),transparent)}
.marq{display:flex;gap:64px;width:max-content;animation:marq 40s linear infinite}
.strip:hover .marq{animation-play-state:paused}
@keyframes marq{to{transform:translateX(-50%)}}
.marq span{display:flex;align-items:center;gap:11px;font-size:14.5px;color:var(--dim);white-space:nowrap;font-weight:500}
.marq span::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--navy);opacity:.8}

.split{display:grid;grid-template-columns:1.02fr .98fr;gap:clamp(40px,6vw,88px);align-items:center}
.split--rev .split-media{order:2}
.split-media{position:relative;border-radius:var(--r-lg);overflow:hidden;aspect-ratio:4/5;background:var(--bg3);box-shadow:var(--sh)}
.split-media img{width:100%;height:100%;object-fit:cover;will-change:transform}
.badge-float{position:absolute;z-index:2;left:22px;right:22px;bottom:22px;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border:1px solid rgba(255,255,255,.7);border-radius:14px;padding:20px 22px;box-shadow:0 18px 40px -18px rgba(0,0,0,.3)}
.badge-float b{display:block;font-size:16.5px;margin-bottom:3px;font-weight:650}
.badge-float span{font-size:14px;color:var(--mut)}
.list{display:grid;gap:20px;margin-top:32px;padding:0}
.list li{list-style:none;display:flex;gap:15px;align-items:flex-start}
.list .chk{flex:none;width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:var(--navy-soft);color:var(--navy);margin-top:2px}
.list .chk svg{width:13px;height:13px}
.list b{display:block;font-weight:650;font-size:17.5px;margin-bottom:3px}
.list span{color:var(--mut);font-size:16px}

.bento{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.tile{position:relative;grid-column:span 2;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:36px 32px;overflow:hidden;transition:transform .5s cubic-bezier(.22,.8,.24,1),box-shadow .5s,border-color .4s;will-change:transform}
.tile::before{content:"";position:absolute;inset:0;opacity:0;transition:opacity .5s;pointer-events:none;background:radial-gradient(420px 300px at var(--mx,50%) var(--my,0%),var(--navy-soft),transparent 62%)}
.tile:hover{transform:translateY(-5px);box-shadow:var(--sh);border-color:rgba(34,70,127,.3)}
.tile:hover::before{opacity:1}
.tile--wide{grid-column:span 3}
.tile-ico{width:48px;height:48px;border-radius:11px;display:grid;place-items:center;margin-bottom:22px;background:var(--navy-soft);color:var(--navy);transition:transform .5s cubic-bezier(.22,.8,.24,1),background .4s}
.tile:hover .tile-ico{transform:scale(1.08) rotate(-4deg);background:rgba(34,70,127,.13)}
.tile-ico svg{width:23px;height:23px}
.tile h3{margin-bottom:10px;position:relative}
.tile p{color:var(--mut);font-size:16px;position:relative}

.proc{display:grid;grid-template-columns:.82fr 1.18fr;gap:clamp(38px,6vw,78px);align-items:start}
.proc-sticky{position:sticky;top:148px}
.proc-vis{position:relative;border-radius:var(--r-lg);overflow:hidden;aspect-ratio:1/1;box-shadow:var(--sh);background:var(--bg3)}
.proc-shot{position:absolute;inset:0;z-index:1}
.proc-shot img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transform:scale(1.06);transition:opacity 1s cubic-bezier(.4,0,.2,1),transform 1.6s cubic-bezier(.22,.8,.24,1);will-change:opacity,transform}
.proc-shot img.on{opacity:1;transform:scale(1)}
.proc-vis::after{content:"";position:absolute;inset:auto 0 0;height:30%;z-index:2;pointer-events:none;background:linear-gradient(180deg,transparent,rgba(10,16,28,.28))}
.proc-bar{position:absolute;left:0;bottom:0;height:3px;width:100%;background:rgba(255,255,255,.28);z-index:3}
.proc-bar i{display:block;height:100%;width:100%;background:#fff;transition:transform .8s cubic-bezier(.22,.8,.24,1);transform-origin:0 50%}
.steps{display:grid;gap:14px}
.step{border:1px solid var(--line);border-left:3px solid transparent;border-radius:var(--r);padding:30px;background:#fff;transition:border-color .5s,box-shadow .5s,transform .5s cubic-bezier(.22,.8,.24,1),background .5s}
.step.on{border-left-color:var(--navy);box-shadow:var(--sh-sm);transform:translateX(5px);background:var(--surf2)}
.step-k{display:flex;align-items:center;gap:11px;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--dim);margin-bottom:12px;transition:color .4s;font-weight:650}
.step.on .step-k{color:var(--navy)}
.step-k i{display:block;width:24px;height:2px;background:currentColor;transition:width .5s cubic-bezier(.22,.8,.24,1)}
.step.on .step-k i{width:40px}
.step h3{margin-bottom:8px}
.step p{color:var(--mut);font-size:16px}

.faq{border-top:1px solid var(--line)}
.q{border-bottom:1px solid var(--line)}
.q button{width:100%;background:none;border:0;color:inherit;font:inherit;text-align:left;cursor:pointer;padding:27px 60px 27px 0;position:relative;font-size:clamp(17.5px,1.5vw,20px);font-weight:600;letter-spacing:-.015em;transition:color .3s}
.q button:hover{color:var(--navy)}
.q button::after,.q button::before{content:"";position:absolute;right:12px;top:50%;width:14px;height:2px;background:currentColor;transition:transform .45s cubic-bezier(.22,.8,.24,1)}
.q button::before{transform:rotate(90deg)}
.q.open button{color:var(--navy)}
.q.open button::before{transform:rotate(0)}
.q .a{overflow:hidden;height:0;transition:height .55s cubic-bezier(.22,.8,.24,1)}
.q .a p{color:var(--mut);font-size:16.5px;padding-bottom:28px;max-width:760px}

.cta{position:relative;overflow:hidden;border-radius:var(--r-lg);box-shadow:var(--sh);min-height:clamp(420px,44vw,560px);display:flex;align-items:center}
.cta-bg{position:absolute;inset:-12% 0;z-index:0;will-change:transform}
.cta-bg img{width:100%;height:100%;object-fit:cover;object-position:60% 44%}
.cta-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(11,18,32,.92) 0%,rgba(11,18,32,.80) 30%,rgba(11,18,32,.44) 58%,rgba(11,18,32,.14) 78%,rgba(11,18,32,0) 100%)}
.cta-in{position:relative;z-index:2;padding:clamp(50px,7.5vw,104px) clamp(26px,5vw,76px);max-width:600px}
.cta .eyebrow{color:#fff}.cta .eyebrow::before{background:#fff}
.cta .h2{color:#fff;text-shadow:0 2px 30px rgba(0,0,0,.4)}.cta .h2 .em{color:#D3E1F5}
.cta .lead{color:rgba(255,255,255,.93);text-shadow:0 1px 20px rgba(0,0,0,.45)}
.cta-btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}

.cwrap{max-width:780px;margin:0 auto}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(26px,3.5vw,44px);box-shadow:var(--sh-sm)}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.fld{margin-bottom:18px}
.fld label{display:block;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--dim);margin-bottom:9px;font-weight:650}
.fld input,.fld select,.fld textarea{width:100%;font:inherit;font-size:16.5px;color:var(--ink);background:var(--bg2);border:1px solid var(--line);border-radius:10px;padding:14px 15px;transition:border-color .3s,box-shadow .3s,background .3s}
.fld textarea{min-height:130px;resize:vertical}
.fld select{appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235E6875' stroke-width='2'><path d='m6 9 6 6 6-6'/></svg>");background-repeat:no-repeat;background-position:right 14px center;background-size:17px}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px var(--navy-soft);background:#fff}
.fld input.err,.fld textarea.err{border-color:#C8453C;box-shadow:0 0 0 3px rgba(200,69,60,.1)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;cursor:pointer}
.chip span{display:block;padding:11px 18px;border-radius:100px;border:1px solid var(--line2);background:#fff;font-size:15.5px;color:var(--mut);cursor:pointer;transition:.3s;font-weight:500}
.chip input:checked+span{border-color:var(--navy);background:var(--navy-soft);color:var(--navy);font-weight:650}
.chip input:focus-visible+span{outline:2px solid var(--navy);outline-offset:2px}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:14.5px;color:var(--mut);margin:6px 0 22px}
.consent input{width:19px;height:19px;flex:none;margin-top:2px;accent-color:var(--navy)}
.consent a{color:var(--navy);text-decoration:underline;text-underline-offset:2px;font-weight:600}
.form .btn{width:100%}
.fnote{font-size:13px;color:var(--dim);text-align:center;margin-top:13px}
.ok{display:none;align-items:center;gap:12px;background:var(--navy-soft);border:1px solid rgba(34,70,127,.28);border-radius:12px;padding:17px;margin-bottom:22px;font-size:15.5px;color:var(--navy);font-weight:500}
.ok.show{display:flex}
.ok svg{width:20px;height:20px;flex:none}
.ok--err{background:rgba(200,69,60,.08);border-color:rgba(200,69,60,.35);color:#A2352E}

.ftr{border-top:1px solid var(--line);background:var(--bg2);padding:70px 0 0}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:44px;padding-bottom:50px}
.ftr h4{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--dim);font-weight:650;margin-bottom:17px}
.ftr ul{list-style:none;margin:0;padding:0;display:grid;gap:10px;font-size:15.5px}
.ftr ul a,.ftr li{color:var(--mut)}
.ftr ul a:hover{color:var(--navy)}
.ftr .brand{margin-bottom:18px}
.fine{border-top:1px solid var(--line);padding:22px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:14px;color:var(--dim)}
.fine nav,.fine ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}
.fine a:hover{color:var(--navy)}

.legal{padding:186px 0 100px}
.legal .in{max-width:800px}
.legal h1{font-family:var(--serif);font-size:clamp(34px,4.8vw,54px);font-weight:600;margin-bottom:14px}
.legal h2{font-family:var(--f);font-size:22px;font-weight:650;margin:38px 0 10px}
.legal h3{font-size:19.5px;margin:36px 0 10px}
.legal p,.legal li{color:var(--mut);font-size:16.5px}
.legal p{margin-bottom:14px}
.legal ul,.legal ol{padding-left:20px;display:grid;gap:8px;margin-bottom:14px}
.legal a{color:var(--navy);text-decoration:underline;text-underline-offset:2px}
.legal strong{color:var(--navy);background:var(--navy-soft);padding:2px 7px;border-radius:5px;font-weight:600}
.back{display:inline-flex;align-items:center;gap:9px;background:none;border:0;color:var(--navy);font:inherit;font-size:15.5px;font-weight:600;cursor:pointer;padding:0;margin-bottom:28px}
.back:hover{gap:14px}
.back svg{transform:rotate(180deg)}

.cook{position:fixed;left:20px;right:20px;bottom:20px;max-width:440px;z-index:130;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--sh-lg);transform:translateY(160%);transition:transform .7s cubic-bezier(.22,.9,.24,1)}
.cook.show{transform:none}
.cook p{font-size:14.5px;color:var(--mut);margin-bottom:16px}
.cook div{display:flex;gap:10px;flex-wrap:wrap}

[data-rv]{opacity:0;transform:translateY(28px);transition:opacity .9s cubic-bezier(.22,.8,.24,1),transform .9s cubic-bezier(.22,.8,.24,1)}
[data-rv].in{opacity:1;transform:none}
[data-rv=scale]{transform:scale(.96)}
[data-rv=scale].in{transform:none}
[data-rv=left]{transform:translateX(-30px)}
[data-rv=right]{transform:translateX(30px)}
.words span{display:inline-block;opacity:0;transform:translateY(.9em);transition:opacity .85s cubic-bezier(.22,.8,.24,1),transform .85s cubic-bezier(.22,.8,.24,1)}
.words.in span{opacity:1;transform:none}
.top{position:fixed;right:22px;bottom:22px;z-index:100;width:48px;height:48px;border-radius:50%;border:1px solid var(--line2);background:rgba(255,255,255,.92);backdrop-filter:blur(12px);color:var(--ink);cursor:pointer;display:grid;place-items:center;opacity:0;pointer-events:none;transition:.4s;box-shadow:var(--sh-sm)}
.top.show{opacity:1;pointer-events:auto}
.top:hover{background:var(--navy);border-color:var(--navy);color:#fff}

/* ---------- Finanzierungsrechner ---------- */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,4vw,52px);align-items:start;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(26px,4vw,46px);box-shadow:var(--sh-sm)}
.cgroup{margin-bottom:30px;padding-bottom:26px;border-bottom:1px solid var(--line)}
.cgroup:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}
.cgroup>h4{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--navy);font-weight:700;margin-bottom:20px;display:flex;align-items:center;gap:9px}
.cgroup>h4::before{content:"";width:18px;height:2px;background:var(--navy)}
.ctrl{margin-bottom:22px}
.ctrl:last-child{margin-bottom:0}
.ctrl-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:11px;gap:12px}
.ctrl-top label{font-size:15px;color:var(--mut);font-weight:500}
.ctrl-top output{font-size:19px;font-weight:650;font-variant-numeric:tabular-nums;letter-spacing:-.01em;white-space:nowrap;text-align:right}
/* Zweitzeile in der Anzeige, etwa der Prozentwert der Sondertilgung */
.ctrl-top output i{display:block;font-style:normal;font-size:13px;font-weight:600;color:var(--navy);margin-top:2px;letter-spacing:0}
.ctrl-top output i.over{color:#8A5210}
.ctrl-hint{font-size:12.5px;color:var(--dim);margin-top:7px;line-height:1.45}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:5px;border-radius:4px;background:var(--bg3);outline:0}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:6px solid var(--navy);cursor:grab;box-shadow:0 2px 10px -2px rgba(34,70,127,.6);transition:transform .25s}
input[type=range]::-webkit-slider-thumb:active{cursor:grabbing;transform:scale(1.14)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:6px solid var(--navy);cursor:grab}
.cselect{width:100%;font:inherit;font-size:16px;color:var(--ink);background:var(--bg2);border:1px solid var(--line);border-radius:10px;padding:13px 15px;appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235E6875' stroke-width='2'><path d='m6 9 6 6 6-6'/></svg>");background-repeat:no-repeat;background-position:right 14px center;background-size:17px;transition:border-color .3s,box-shadow .3s}
.cselect:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px var(--navy-soft);background-color:#fff}
.cmode{display:flex;gap:0;background:var(--bg3);border-radius:9px;padding:3px;margin-bottom:20px}
.cmode button{flex:1;border:0;background:none;font:inherit;font-size:14.5px;font-weight:600;color:var(--mut);padding:10px 8px;border-radius:7px;cursor:pointer;transition:background .3s,color .3s,box-shadow .3s}
.cmode button[aria-pressed=true]{background:#fff;color:var(--navy);box-shadow:0 1px 4px rgba(20,26,36,.12)}
.calc-out{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r);padding:28px 24px;text-align:center;position:relative;overflow:hidden}
.calc-out::before{content:"";position:absolute;inset:0;background:radial-gradient(90% 70% at 50% 0%,var(--navy-soft),transparent 65%)}
.calc-out>*{position:relative}
.calc-out .k{font-size:12px;letter-spacing:.15em;text-transform:uppercase;color:var(--dim);font-weight:700}
.calc-out .v{font-family:var(--serif);font-size:clamp(40px,5.2vw,56px);font-weight:600;color:var(--navy);line-height:1.04;margin:9px 0 4px;font-variant-numeric:tabular-nums}
.calc-out .sub{font-size:13.5px;color:var(--mut)}
.rest{margin-top:14px;background:var(--navy);border-radius:var(--r);padding:24px;text-align:center;color:#fff}
.rest .k{font-size:12px;letter-spacing:.15em;text-transform:uppercase;color:rgba(255,255,255,.75);font-weight:700}
.rest .v{font-family:var(--serif);font-size:clamp(30px,3.8vw,40px);font-weight:600;line-height:1.06;margin:8px 0 5px;font-variant-numeric:tabular-nums}
.rest .sub{font-size:13px;color:rgba(255,255,255,.82);line-height:1.5}
.calc-rows{margin-top:14px;display:grid;gap:1px;background:var(--line);border-radius:12px;overflow:hidden;text-align:left}
.calc-rows div{display:flex;justify-content:space-between;gap:14px;background:#fff;padding:13px 16px;font-size:14.5px}
.calc-rows div.sum{background:var(--bg2);font-weight:650}
.calc-rows span:first-child{color:var(--mut)}
.calc-rows div.sum span:first-child{color:var(--ink)}
.calc-rows span:last-child{font-variant-numeric:tabular-nums;font-weight:650;white-space:nowrap}
.cwarn{display:none;align-items:flex-start;gap:10px;margin-top:14px;padding:14px 16px;border-radius:11px;font-size:14px;line-height:1.5;background:rgba(176,106,17,.09);border:1px solid rgba(176,106,17,.3);color:#7D4A0E}
.cwarn.show{display:flex}
.cwarn svg{width:17px;height:17px;flex:none;margin-top:2px}
.calc-note{font-size:13px;color:var(--dim);margin-top:16px;line-height:1.55}

@media(max-width:1280px){.nav a{padding:11px 12px;font-size:16.5px}.brand-tx b{font-size:36px}.brand-mark{width:62px;height:62px}.hdr .wrap{height:104px}}
@media(max-width:1120px){.nav a{padding:10px;font-size:15.5px}.brand-tx b{font-size:32px}.brand-tx small{font-size:10px;letter-spacing:.15em}.brand-mark{width:56px;height:56px}}
@media(max-width:1080px){.bento{grid-template-columns:repeat(4,1fr)}.tile,.tile--wide{grid-column:span 2}.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:900px){
  .hdr .wrap{height:94px}
  .nav{position:fixed;inset:94px 0 auto;flex-direction:column;align-items:stretch;gap:2px;background:rgba(255,255,255,.98);backdrop-filter:blur(20px);padding:0 20px;border-bottom:1px solid var(--line);max-height:0;overflow:hidden;transition:max-height .55s cubic-bezier(.22,.8,.24,1)}
  .nav.open{max-height:460px;padding:14px 20px 24px}
  .nav ul{flex-direction:column;align-items:stretch}
  .nav a{padding:17px 14px;font-size:19px;display:block}
  .nav a::after{display:none}
  .burger{display:grid}
  .hdr-cta .btn{display:none}
  .split,.proc,.calc{grid-template-columns:1fr}
  .split--rev .split-media{order:0}
  .split-media{aspect-ratio:16/11}
  .proc-sticky{position:static}
  .proc-vis{aspect-ratio:16/9}
  .kpis .wrap{grid-template-columns:1fr 1fr}
  .kpi:nth-child(3)::before{display:none}
  .kpi:nth-child(3),.kpi:nth-child(4){border-top:1px solid var(--line)}
  .hero{padding:170px 0 88px}
  .legal{padding:150px 0 90px}
  html{scroll-padding-top:100px}
  .cta{min-height:0;display:block}
  .cta-bg{position:relative;inset:auto;height:min(46vw,320px)}
  .cta-bg img{object-position:60% 40%}
  .cta-bg::after{background:linear-gradient(180deg,rgba(11,18,32,.30) 0%,rgba(11,18,32,.20) 55%,rgba(11,18,32,.86) 100%)}
  .cta-in{max-width:none;background:#0B1220;padding:clamp(34px,7vw,54px) clamp(24px,6vw,44px)}
}
@media(max-width:620px){
  body{font-size:16.5px}.wrap{padding:0 20px}
  .brand-mark{width:50px;height:50px}.brand-tx b{font-size:29px}
  .brand-tx small{font-size:9px;letter-spacing:.13em}
  .hero{min-height:auto;padding:150px 0 80px}
  .kpis .wrap{grid-template-columns:1fr}
  .kpi+.kpi::before{display:none}.kpi+.kpi{border-top:1px solid var(--line)}.kpi{padding:30px 20px}
  .f2{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr;gap:32px}
  .fine{flex-direction:column;gap:10px}.cook{left:14px;right:14px;bottom:14px}
  .cmode{flex-direction:column}
  .ctrl-top{flex-direction:column;align-items:flex-start;gap:2px}
  .ctrl-top output{text-align:left}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{animation-duration:.01ms!important;transition-duration:.01ms!important}
  [data-rv],.words span{opacity:1!important;transform:none!important}
  .hero-bg,.cta-bg,.split-media img{transform:none!important}
  .proc-shot img{transition:none!important}
  .btn::after{display:none}
}
@media print{.hdr,.cook,.top,.prog,.hero-cta,.form,.scrollhint{display:none!important}}

/* Entfernt die Punkte im Hauptmenü (Navigation) */
.nav ul, .nav li {
    list-style: none !important;
}

.nav a::before,
.nav a::after {
    display: none !important;
}

/* Entfernt auch die runden Trennpunkte im Text-Ticker (Strip) */
.marq span::before {
    display: none !important;
}